Connected to the convenience fee store monca00392. Tried all 5 always Approve VISA cards listed in the Penny Value Simulator but still got declined 978 all the time.
Captured the response below, tried with various amounts.
date_stamp=null&time_stamp=null&bank_transaction_id=null&charge_total=60&bank_approval_code=null&response_code=978&iso_code=null&message=Failed+CF+transaction&trans_name=purchase&cardholder=sdsda&f4l4=4924***0145&card=null&expiry_date=2312&result=0&convenience_fee=1.05&cf_success=false&cf_fee_rate=1.75&cf_fee_type=PCT&txn_num=null&cvd_response_code=null&