Moneris Checkout Page

First of all. Do I ask here when I have question in Moneris Checkout Page testing environment?

I have been stuck here since Dec 7th. Someone please help!

I registered a test account

    storeId     monca05226
    key         3TLHJbBH8XNxzdaXcQJ8
    checkout_config_id chktVPXD305226

Is this the correct page for testing credit card payment for Moneris Checkout Page -

https://developer.moneris.com/More/Testing/Testing%20a%20Solution

https://developer.moneris.com/More/Testing/Penny%20Value%20Simulator

 

I followed the instructions on this page https://developer.moneris.com/Documentation/NA/E-Commerce%20Solutions/Hosted%20Solutions/Moneris%20Checkout

to preload a ticket, the credit card payment page appeared, I enter the credit card info and submit, the payment_complete event fired, I call payment_receipt tp get a receipt.

The payment is always declined. I tried test card numbers for Visa and Master, used different penny values on the penny value simulator page. But the payment is always declined. the response_code is 055, iso_response_code is 40.

The last time I tried I used visa care 4242424242424242, $11.00

I also tried to use store5/yesguy. But without a checkout_id, the preload failed to return a ticket, so the transaction couldn't start.